Wells Fargo Business Credit Card

Wells Fargo Business Credit Cards Offer Convenience and Rewards

A Variety of Cards for Different Business Needs

Wells Fargo offers several different business credit cards to meet the needs of various companies and organizations. Whether you run a small business, mid-size company, or large corporation, there is likely a Wells Fargo business credit card that’s right for your operations. Some of the most popular Wells Fargo business cards include:

Wells Fargo Business Platinum Credit Card

The Wells Fargo Business Platinum Credit Card is a flexible, general purpose card suitable for most business uses. It offers an introductory 0% APR on purchases and qualifying balance transfers for 12 months (14.49% – 20.49% variable APR after that). This card also provides up to $600 of cell phone protection against damage or theft when you use it to pay your monthly cell bill.

Wells Fargo Business Elite Credit Card

The Wells Fargo Business Elite Credit Card is designed for businesses with higher spending needs. It provides 3 points per $1 spent on telecommunications, gas stations, and travel purchases (1 point per $1 on other purchases). Points can be redeemed for cash back, gift cards, merchandise, travel, and more. It also includes cell phone protection, intro APR offers, and other benefits tailored for high-volume spending.

Wells Fargo Platinum Business Card

The Wells Fargo Platinum Business Card is a simple, flexible option focused on saving businesses money. It provides an introductory 0% APR on purchases and qualifying balance transfers for 18 months (14.49% – 20.49% variable APR after that). There’s also an introductory annual fee of $0 the first year, then $99. Up to $600 cell phone protection is included when you pay the cell bill with this card.

Business Rewards and Benefits

In additional to the distinct features of each card, all Wells Fargo business credit cards come with certain standard benefits and rewards:

– Access to Visa business perks, discounts, and special offers through Visa Business Offers. These targeted offers can help reduce business spending on items like shipping, accounting software, travel, and more.

– Extended warranty protection that doubles the time period of the original manufacturer’s warranty up to 1 additional year on eligible warranties of 3 years or less.

– Protection for eligible purchases against damage or theft for the first 120 days up to $10,000 per occurrence with a $50 deductible.

– Earn rewards on qualifying purchases which can be redeemed for cash back, gift cards, merchandise, travel, and more. The earnings rate varies by card.

– Fraud monitoring with real-time alerts that notify you of suspicious activity.

– Year-end summary statements to help with budgeting and taxes.

– Access to Wells Fargo’s large network of ATMs for convenient access to your business accounts and credit line.

Applying for a Wells Fargo Business Card

Wells Fargo makes it simple to apply for their business credit cards. You can submit an application entirely online in a matter of minutes. They offer both business and personal credit lines on the same account, with the ability to set specific limits for each. Be prepared to provide basic information about your business such as the name, address, tax ID number, time in business, annual revenue, and more.

Wells Fargo business credit cards are a smart choice for many companies thanks to the wide variety of cards, beneficial rewards programs, useful business perks, and convenient online account management. Review their options to find the right card for your organization’s spending needs.

Comparing Wells Fargo’s Top Business Credit Cards

When choosing between Wells Fargo’s business credit card offerings, it’s helpful to compare the key features side-by-side:

Wells Fargo Business Platinum Credit Card

– 0% intro APR on purchases and balance transfers for 12 months
– Up to $600 cell phone protection
– No annual fee

Wells Fargo Business Elite Credit Card

– 3x points on travel, gas, and telecom purchases
– Valuable travel and merchant benefits
– $250 annual fee

Wells Fargo Platinum Business Card

– 0% intro APR on purchases and transfers for 18 months
– $0 intro annual fee the first year
– Up to $600 cell phone protection

Maximizing the Value of Your Wells Fargo Business Card

To get the most value from your Wells Fargo business credit card:

– Use it for your monthly cell phone bill to get up to $600 in protection.

– Take advantage of intro 0% APR offers by transferring high-interest balances from other cards.

– Redeem your rewards for maximum value. Compare cash back, gift cards, travel, and other options.

– Use Visa Business Offers to save money on business expenses.

– Use the year-end statements to tally expenses and look for tax deductions.

– Consolidate spending on one card to maximize rewards.

Wells Fargo Business Credit Cards Offer Strong Value

With multiple options, rich rewards programs, and many useful business benefits, Wells Fargo business credit cards are a smart choice. Compare the cards to find the best fit for your spending needs.

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